

Pension and Retirement Planning
In today’s society, people are living much longer and healthier lives, with the average retirement time being 16 years for men and 26 years for women. With this in mind, retirement planning is an essential task for everyone.
The Pensions Commission warned in October 2004 that up to 40% of the workforce were not saving enough for old age. Three quarters of this group have no pension savings at all. This leaves a large proportion of society relying solely on the State.
Unfortunately, the pension selling scandals in recent years have not helped public confidence. However, thanks to subsequent tightening up by the regulators, the pension saver is arguably now safer than ever.
If you are saving towards retirement, our team at Perredon are able to advise you on the best strategy to help you achieve your objectives in terms of the age at which you would like to retire, and the level of income/capital you would like to enjoy when you get there. Our emphasis is on retirement planning and we will consider all means of saving, not just pension schemes.
If you are already retired, we have the necessary expertise to help you manage your investments in order to meet your income/capital requirements.
Over the years, we have developed an excellent planning tool that is invaluable when it comes to the design and implementation of a successful retirement strategy. We will be very happy to demonstrate this to you prior to commencing work on your behalf.
Complete Financial Review
Pension and Retirement Planning
Savings and Investments
Tax Planning to cover Inheritance Tax, Income Tax and Capital Gains
Family Protection (Life and Health Insurance)
Long Term Care Planning
School Fees Planning
Mortgages